NAWAR MAKTTOOF, MR.; HALIYANA KHALID, Dr. A Review of Mobile Banking Adoption Factors by Customers for Iraqi Banks. International Journal of Engineering and Technology, [S. l.], v. 7, n. 3.20, p. 629–637, 2018. DOI: 10.14419/ijet.v7i3.20.22958. Disponível em: https://mail.sciencepubco.com/index.php/IJET/article/view/22958.. Acesso em: 17 aug. 2025.