A study on personal information protection behavior in easy payment service: focused on protection motivation theory

Authors

  • Jae Hoon Shin

  • Sang Hyun Choi

How to Cite

Hoon Shin, J., & Hyun Choi, S. (2018). A study on personal information protection behavior in easy payment service: focused on protection motivation theory. International Journal of Engineering and Technology, 7(2.12), 132-135. https://doi.org/10.14419/ijet.v7i2.12.11108

Received date: April 5, 2018

Accepted date: April 5, 2018

Published date: April 3, 2018

DOI:

https://doi.org/10.14419/ijet.v7i2.12.11108

Keywords:

Fin-Tec, Easy Payment, Protection Motivation Theory, Personal Information Protection Behavior, Privacy Behaviour

Abstract

Background/Objectives: This paper deals with the easy payment service among fin-Tech, a hot market worldwide.'Fintech' refers to a service that combines 'finance' and 'technology' as it is called, or a company that conducts such services.

Methods/Statistical analysis: In order to understand the behavior of users of personal information in the simple payment service centered on twenties, I conducted empirical studies using the theory of protection motivation.

Findings: The perceived vulnerability of the possibility of personal information infringement and the self - efficacy related to self - confidence of being able to keep personal information were found to have a positive effect on privacy behavior. However, the variables of perceived severity did not have a significant effect on privacy behavior.

Improvements/Applications: it is necessary to conduct research on people of various age groups in future research and to carry out research by selecting detailed items within the simple payment service framework.

 

References

  1. [1] Eun Oh, Tae-Sung Kim, A Study on Security and Use Intention of Easy-to-use Mobile Payment. The Korean Institute of Communications and Information Sciences. 2015 No.1, 54-55.

    [2] It's been a year since I first became a Fin-tech boom - Easy payment service, easy. AppStory , 2015.11.

    [3] Chanouk Park, Sang-woo Lee, A study of the User Privacy Protection Behavior in Online Environment: Based on Protection Motivation Theory. Journal of Internet Computing and Services. 2014 No.2. 59-71

    [4] BOER, Henk; SEYDEL, Erwin R. Protection motivation theory. 1996.

    [5] KIM, Yonghee, et al. An Empirical Study on the Adoption of “Fintech†Service: Focused on Mobile Payment Services. Advanced Science and Technology Letters, 2015, 114.26: 136-140.

    [6] LAKSHMINARAYANAN, Dhamodharan. Mobile payment services. U.S. Patent No 8,793,184, 2014.

    [7] DINEV, Tamara; HART, Paul. PRIVACY CONCERNS AND INTERNET USE--A MODEL OF TRADE-OFF FACTORS. In: Academy of Management Proceedings. Academy of Management, 2003. p. D1-D6.

    [8] LI, Yong-Hui; HUANG, Jing-Wen. Applying theory of perceived risk and technology acceptance model in the online shopping channel. World Academy of Science, Engineering and Technology, 2009, 53.1: 919-925.

    [9] Guk-yong Lee. Factors Affecting the Use of Mobile Payment System - Focused on the Payment Authentication System using Mobile Phone. Management Research, 2005, 20.4: 93-119.

    [10] http://biz.chosun.com/site/data/html_dir/2014/11/12/2014111200024.html?Dep0=twitter.

Downloads

How to Cite

Hoon Shin, J., & Hyun Choi, S. (2018). A study on personal information protection behavior in easy payment service: focused on protection motivation theory. International Journal of Engineering and Technology, 7(2.12), 132-135. https://doi.org/10.14419/ijet.v7i2.12.11108

Received date: April 5, 2018

Accepted date: April 5, 2018

Published date: April 3, 2018