DURGA, S., Podile, D. V. R., & Narapareddi , D. V. (2025). Exploring the factors determining fintech adoption among Indian users integrating ‎Theory of Planned Behaviour ( TPB) and Social Learning Theory (SLT)‎. International Journal of Accounting and Economics Studies, 12(1), 10-18. https://doi.org/10.14419/gzyjat18