Analysis of The Relationship between Oil Revenues and Bank ‎Credit in Iraq

Authors

  • Maysam Salim Abdul Wahid

    University of Babylon / College of Administration and Economics

  • Dr. Haidar Ali Al-Dulaimi

    University of Babylon / College of Administration and Economics

How to Cite

Wahid , M. S. A. ., & Al-Dulaimi , D. H. A. (2025). Analysis of The Relationship between Oil Revenues and Bank ‎Credit in Iraq. International Journal of Accounting and Economics Studies, 12(4), 354-363. https://doi.org/10.14419/rpdd9y10

Received date: July 26, 2025

Accepted date: August 1, 2025

Published date: August 14, 2025

DOI:

https://doi.org/10.14419/rpdd9y10

Keywords:

Oil Revenues; Bank Credit; Iraqi Economy; Oil Price Volatility; Credit Expansion

Abstract

Oil constitutes the primary source of public revenue in Iraq, accounting for more than 90% of total government income. This heavy reliance ‎on oil renders the Iraqi economy highly susceptible to fluctuations in global oil markets. Such dependence has had adverse effects on vari-‎ous economic sectors, particularly the banking sector, which plays a critical role in supporting economic activity and providing necessary ‎financing.‎

This study aims to examine the impact of oil revenue fluctuations on bank credit in Iraq during the period 2004–2023. The research analyzes ‎the relationship between oil revenues and credit activity through a three-part structure: the first section discusses the concept and volatility of ‎oil revenues; the second explores the nature and significance of bank credit; and the third analyzes the relationship between oil revenues and ‎bank credit in the Iraqi context‎.

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How to Cite

Wahid , M. S. A. ., & Al-Dulaimi , D. H. A. (2025). Analysis of The Relationship between Oil Revenues and Bank ‎Credit in Iraq. International Journal of Accounting and Economics Studies, 12(4), 354-363. https://doi.org/10.14419/rpdd9y10

Received date: July 26, 2025

Accepted date: August 1, 2025

Published date: August 14, 2025